1. Darty Multimedia - LOST

Lost - Benjamin Regio is working on an alternative proposal to be submitted wed 14.10

New RFP from Evy

Only Multimedia, 2025 request was on Smartphones

12-15M€ premium p.a. (min 3 years deal + run-off)

Thibaut knows the program and it used to be profitable (30% margin)

Welcome Bonus - proposal EUR 4m

LR - around 30%

Tenant is Assurant (they kept the mobile)

Competitors:

High level of welcome bonus

Deadline for tender postponed to August 12th

Make our decision by Wednesday between exclusivity with EVY or SPB (more transparency from EVY)
Benjamin Reggio will send the question list to Thibaut this week
Evy to provide economics
Revised pricing to be provided by 10/7 - under review
Axeria to run analysis incl. sensitivities to volume
NBI Terms submited
Product Comittee
Waiting from Darty Feedback
Presentation 10th of september
Second Presentation Friday 11.09 Sept
2nd proposal 25.09.26 with minor changes, does not work

Update Darty: 2ieme round 25.09, 3 shortlisted still competing. A priori assurant out

Other competitors are NEAT-Helvetia / SPB- CNP / Garantie Privé Camca.

this week they are calling all the references.

Our offer is financially comparable to the others. other competitors offered more upfront but with more claw back and more unrealistic hypothesis.

The billing system is changing in June, potentially facilitating evy to win the mobile phone program too.