MacArthur on faith’s relationship to justification
Excerpt from MacArthur’s commentary on Romans 4 (underlines mine), “Even though Abraham’s repeated disobedience was sinful and brought harm to himself and others, God even used that disobedience to glorify Himself. Those acts of disobedience testify that, contrary to rabbinical teaching, Abraham was sovereignly chosen by God for His own divine reasons and purposes, not because of Abraham’s faithfulness or righteousness. Abraham was chosen by God’s sovereign, elective grace, not because of his works or even because of his faith. His faith was acceptable to God only because God graciously reckoned, or counted, it as righteousness. It was not the greatness of Abraham’s faith that saved him but the greatness of the gracious Lord in whom he placed his faith.
Faith is never the basis or the reason for justification, but only the channel through which God works His redeeming grace. Faith is simply a convicted heart reaching out to receive God’s free and unmerited gift of salvation.” [John F. MacArthur Jr., Romans, vol. 1, MacArthur New Testament Commentary (Chicago: Moody Press, 1991), 237–238.]