Problems

Taxes are mandated
- Income Tax
- Capital gains
- Real Estate (loss of step-up in basis)
- Estate taxation (future exemption amount?)
Market dynamics are not controllable and are erratic
IRS monitors/impacts all funds that issue a 1099
USA national debt is skyrocketing
Congress is controlled by special interests
Philanthropy (Kingdom) uncertainty holds us back from giving more
Not all children are able or willing to manage an inheritance
We have little control of our legacy beyond our children