Shit happens

Shit happens all the time. It happens to everyone. There are two types of people in the world. One group knows shit happens, they plan on it happening to them and prepare for it to happen. The second group is always surprised when it happens to them. The first group easily survives the shit storm while the second group struggles just to keep their head above the crap. Don't be part of the second group: Always have an emergency plan ready for when the shit storm hits.